Traditional Checking

Our Traditional Checking Account offers you a way to keep track of your finances.


  • No monthly service fee
  • No minimum balance
  • Online banking
  • VISA® ATM/Debit Card
  • Overdraft Protection
  • Bill Pay service
  • E-Statements
  • Direct Deposit and Payroll Deductions
  • No ATM fees at thousands of CO-OP ATMs

CO-OP ATM Locations


Make everyday purchases with your VISA® ATM/Debit Card.  No monthly or yearly service fees.  Access your funds with no surcharge fees at over 28,000 ATMs throughout the United States through the CO-OP Network.


24-Hour Drive-up ATM-2433 Ford St, Golden, CO  80401

Surcharge-Free ATM locations through the CO-OP Network  7-Eleven ATMs are now surcharge-free CO-OP Network ATMs.  Look for the CO-OP Network sign at your local 7-Eleven.

You can also text your zip code or cross streets to 692667(MYCOOP) for the nearest locations of surcharge-free ATMs in the CO-OP Network.

Or call 1-888-SITE-CO-OP for locations to surcharge-free ATMs in the CO-OP Network through your phone.


With Overdraft Protection you can save yourself from costly NSF fees.  This Line of Credit is directly attached to your Checking Account.  If an item is presented and there are not enough funds in your Checking Account to cover the item, an advance on the Line of Credit will be triggered.

If you have a balance on the Line of Credit, a $30 payment is made each month on the 5th from your Checking Account.  Click on Loan Application and apply today for your Overdraft Line of Credit.

equal-housing-ncuaYour savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government. Click here to learn more.

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