VISA® Credit Card

VISA® PLATINUM CREDIT CARD
Our VISA® Credit Cards are perfect for everyone.  We offer low interest rates for the life of the card and no annual fees.  You can use your card anywhere VISA® is accepted. Apply today!

Visa® Credit Card Application

Check your VISA® Credit Card balances, charges and payments at EZ Card Info.

 

Interest Rates and Interest Charges

Annual  Percentage  Rate (APR) for Purchases 8.90% or 12.90% when you open your account, based on your creditworthiness.
APR for Cash Advances 8.90% or 12.90% when you open your account, based on your creditworthiness.
APR for Balance Transfers 8.90%  or  12.90% when  you  open  your  account,  based  on  your creditworthiness.
Minimum Interest Charge None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection  Bureau at: http://www.consumerfinance.gov/learnmore

 

Fees

Annual Fee
•   Annual Fee

None
Transaction  Fees
•   Balance Transfer Fee
•   Cash Advance Fee
•   Foreign Transaction Fee


•   Transaction Fee for Purchases

None
None
1.00% of each multiple currency transaction in
U.S. dollars 0.80% of each single currency
transaction in U.S. dollars
None
Penalty Fees
•   Late Payment Fee
•   Over-the-Credit Limit Fee

None
None


How We Will Calculate Your Balance.
 We use a method called “average daily balance (including new purchases).”

Effective Date.The information about the cost of the card described in this application is accurate as of March 1, 2010.  This information may have changed after that date.  To find out what may have changed, contact the Credit Union.

OTHER DISCLOSURES
Document Copy Fee: $12.00
Rush Fee: $35.00
Emergency Card Replacement Fee: $150.00
Card Recovery: $65.00

equal-housing-ncuaYour savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government. Click here to learn more.

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